Financial Reality Check
Net Monthly Income:
₹75,000
Income Locked:
35%
Financial Health:
RISKY
Unified Input
0
Financial Modules
💰 SIP Calculator
Total Investment:
₹12,00,000
Expected Returns:
₹10,97,856
Maturity Value:
₹22,97,856
🏠 EMI Calculator
Monthly EMI:
₹21,581
Total Interest:
₹26,79,440
Total Amount:
₹51,79,440
📊 Tax Calculator (India)
FY 2023-24 Tax Slabs:
- ₹0 - ₹2.5L: 0%
- ₹2.5L - ₹5L: 5%
- ₹5L - ₹7.5L: 10%
- ₹7.5L - ₹10L: 15%
- ₹10L - ₹12.5L: 20%
- ₹12.5L - ₹15L: 25%
- Above ₹15L: 30%
Taxable Income:
₹10,50,000
Total Tax:
₹1,17,000
Effective Tax Rate:
11.14%
Net Annual Income:
₹10,83,000
💼 Salary Impact Analysis
Gross Monthly:
₹75,000
PF Deduction:
₹6,000
Other Deductions:
₹5,000
Take Home:
₹64,000